Payday loans are predatory and always a bad idea, and programs that advance you a portion of paycheck aren’t much better. Jeff Somers is a freelancer who has been writing about writing, books, ...

With the Consumer Financial Protection Bureau expected soon to roll out a proposal to regulate payday lending, community groups have formed an organization designed to promote alternatives to ...

When you need cash right away and don't have readily available savings, you might consider using a credit card cash advance ...

Although not the optimal choice for dealing with a financial emergency, these may be your only option in a pinch. When you ...

Your Better Business Bureau offers alternatives to payday loans: Consider a budget. Subtract your expenses from your income to determine your budget. Work with your budget until you have a positive ...

More banks are offering customers small-dollar installment loans or lines of credit at lower costs than nonbanks as alternatives such as payday lenders fall out of favor with regulators. Processing ...

In addition to loan amounts, we looked at interest rates, term lengths, funding speed and other key criteria to choose the ...

A nonprofit group comprised of Kansas City churches, bankers, lawyers and nonprofit agencies has begun offering an alternative to the payday loan industry for people who need a small amount of quick ...

Payday loans seem simple enough. Borrow the cash you need, and pay it back on your next payday. But there's a hefty interest charge and the money comes due quickly. If you're a furloughed federal ...

In early February, the Consumer Financial Protection Bureau announced plans to rescind a rule requiring payday loan lenders to accurately assess whether borrowers can repay them. The Obama-era ...

Products like emergency loans and payday loans may be appealing if you don't have other ways to cover unexpected expenses.