Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

I encourage many clients to view their Roth account not as a retirement income source but instead as a multigenerational ...

When it comes to making retirement plans, a Roth IRA is one of the best options available. Any money net of taxes put into a Roth IRA grows tax-free. Also, account holders don’t pay any taxes or ...

Saving for retirement is important, but so is finding the right retirement account. You want something that fits your needs. While there are different retirement vehicles out there to build a nest egg ...

Given the number of times we’ve written about the subject, hopefully you’re familiar with the basic difference between a Roth IRA and a traditional IRA. If this has escaped you, however, here’s a ...

USA - 1998: 34p x 45p Camille Weber color illustration of Roth IRA and traditional IRA racing each other in a marathon. (Lexington Herald-Leader/Tribune News Service via Getty Images) Back in 1997, ...

SMB owners are responsible for their own nest eggs. Which retirement account should they choose? Compare the pros and cons of traditional and Roth IRAs.

The type of IRA one chooses has major tax and estate planning implications. In a previous article, I looked at the advantages of Self-Directed IRAs, noting that they are best suited for risk-tolerant, ...

Most seniors, however, need a lot more money than that to cover their expenses without having to make too many spending cuts. So it's important to have savings to supplement your Social Security ...

Roth IRA annual limits are $7,000, or $8,000 if aged 50+. Your modified adjusted gross income (MAGI) affects your ability to contribute with income phaseouts for high earners. High earners can utilize ...