Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. A clogged toilet that backs up all over your bathroom. A sump pump breakdown that leaves ...

The 2025 Commonwealth Fund Health Care Affordability Survey finds that for many Americans, having health insurance is no ...

Find out if SGLI covers combat-related deaths. Understand war exclusions myths, beneficiary payouts & how military life ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Bobby L. Hickman is a longtime business and financial journalist who brings decades of ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Standard homeowner policies typically cover destruction caused by wind and hail, which are ...

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Engagement ring insurance works by giving you the appraised value of your engagement ring if it’s lost or stolen and you need ...

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Amica offers standard RV coverages, but its customization options are limited compared to some competitors. Customers could ...