Learn how to get the best rate on a home equity loan ...

Homeowners can use home equity loans and home equity lines of credit (HELOCs) to borrow against their home’s value. A home ...

U.S. homeowners held a record $11 trillion in tappable home equity in the first quarter of 2026, according to data from ...

Most home equity loan rates are influenced by a base rate called the “prime rate,” as well as the federal funds rate set by the Federal Reserve. The prime rate represents one of the lowest rates that ...

CNN Underscored reviews financial products based on their overall value. We may receive a commission through our affiliate partners and may earn compensation when a customer clicks on a link, when an ...

Despite some periods of volatility, rates on home equity loans have been on a slow but steady decline for the past year or so. And while home equity line of credit (HELOC) rates have been a bit less ...

Americans have a near-record amount of equity in their homes, which they can tap for cash to help finance new home projects, business ventures or education. Reverse mortgages, home equity loans and ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

No-appraisal home equity loans can be processed faster than those that require an in-person assessment.

Homeowners spent much of 2025 watching borrowing costs finally ease after two years of elevated rates, and by the end of the year, home equity loan interest rates had followed mortgage rates lower as ...