Establish 'debt' is money you owe and 'credit' money you borrow. Before you borrow money, you should know how much you'll have to pay back, how you'll afford it and when you'll have to do it.
AMARA:I'm Amara and I have an afro. I grew up in a single parent household. So I live with my dad. My white dad. I grew up in a very urban environment. There wasn't any segregation of sorts. Because ...