Here Are Today’s Mortgage Refinance Rates

Current Mortgage Refinance Rates: February 14, 2025 – Rates Drop
The rate on a 30-year fixed refinance decreased to 6.98% today, according to the Mortgage Research Center. Rates averaged 5.96% for a 15-year financed mortgage and 6.85% for a 20-year financed mortgage.
Mortgage rates hit their lowest level in 2025 — and this is the No. 1 mortgage company of February 2025
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Current mortgage refinance rates
These are today's mortgage and refinance rates. Rates are holding steady, so small ticks up or down shouldn't have a significant impact. Lock in your rate today.
Mortgage rates drop for the 4th straight week. What it means for you.
Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners seeking to refinance their loan to a lower rate, rose this week.
Refinance Rates Reverse Course With a Sizable Drop
Rates on 30-year refinance loans dropped 8 basis points Thursday, reducing the average to the notable 7.00% mark. Last week, the flagship refi average briefly dipped below 7% for the first time since last year.
Here Are Today’s Mortgage Refinance Rates: February 13, 2025 – Rates Rise
The rate on a 30-year fixed refinance climbed to 7.05% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 6.03%, and for 20-year mortgages, the average is 6.
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