New car buyers are taking out longer loans, putting less money down and financing more to afford what the vehicles they want.

Average new car payments hit a record $770 per month as auto loan debt nationwide surged to $1.685 trillion, surpassing ...

New and used vehicle financing costs both increased over the past year, although at different rates. Data reported ...

Credit unions often offer lower interest rates on car loans and tend to be more flexible with borrowers who have poor credit.

As of today, June 19th 2026, Bank of America is offering a new car (dealer) 5.39% APR, a used car (dealer) 5.59% APR. It's important to note that credit is a major factor, and not everyone is going to ...

Buying a new vehicle has become increasingly expensive, and many Americans are responding by stretching their auto loans over ...

A new loan can result in a better interest rate or lower monthly payments ...

Car loans have been stretching for years, but 2026 looks set to break new records. With prices and interest rates still ...

For vehicle buyers opting for extended loan terms, the intersection of record-high prices and immediate asset depreciation has created a persistent negative equity trap. According to Edmunds, 29.3% of ...

The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5% ...

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...