The choice between Roth and pre-tax retirement savings can be difficult for investors. The decision depends on your current versus expected future tax rate. That's impossible to know. But there are ...

Choosing between pre-tax and Roth 401(k) contributions may be trickier than you expect, according to financial experts. Pre-tax 401(k) deposits reduce your adjusted gross income, and the money grows ...

Is it better to make after-tax Roth 401(k) contributions or save before-tax in a traditional 401(k)? The answer varies depending on the taxpayer. While individuals with higher incomes might not ...

Most people want to reduce their taxes, so it’s a great feeling seeing your taxable income reduced thanks to contributions to pre-tax retirement accounts. But, as they say, the only certainties are ...

One of the most common retirement questions people face is also one of the most confusing. As you build your retirement savings, should you contribute to a pre-tax account like a 401(k) or IRA, or put ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA, she ...