A new loan can result in a better interest rate or lower monthly payments ...

The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5% ...

If you own a home or are in the process of buying one, you’ve probably heard the term refinance. Refinancing can mean different things depending on who you’re talking to, but the basic concept is that ...

Refinancing an auto loan means you swap one loan for another. Usually, people refinance to get a better interest rate or lower their monthly payments. Depending on the terms of your new loan, you ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Paying for a car has become increasingly expensive: In the first quarter of 2026, the average loan payment for a new car sped past $800 for the first time. If you're having trouble making payments, ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

If you're thinking about refinancing your car loan, having a low credit score can make the process more difficult. You might not be able to qualify for a lower interest rate or reduce your monthly ...

Soaring car prices and interest rates are making auto loan payments increasingly difficult for many Americans, especially those with bad credit. Subprime delinquency rates (payments at least 60 days ...