Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The answer may depend on how you go about it. A Roth conversion can provide ...

Many investors within five years or so of retirement have the bulk of their savings in traditional tax-deferred 401(k)s and individual retirement accounts, instead of the after-tax Roth versions of ...

With smart and proper planning, allocating certain types of assets into specific accounts can help reduce your annual tax liability. A Roth IRA can offer a powerful tax advantage for retirement savers ...

A perfectly legal, advisor-approved tax move can trigger a Medicare bill two years later that has nothing to do with your income at the time, and once it hits there is no appeal available. Why appeals ...

Constance retired last year at 66 with a portfolio most planners would call enviable. She has $900,000 in a traditional IRA, ...

As investors strive to optimize their retirement savings and minimize tax burdens, understanding how Roth conversions benefit them becomes more important. Roth conversions have great significance when ...

Clients can maximize profits by paying the tax bill outside of the conversion — and more reminders for advisors before they ...