I encourage many clients to view their Roth account not as a retirement income source but instead as a multigenerational ...

Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Managing your finances in retirement can be a careful balancing act.

Converting a traditional IRA or 401(k) to a Roth account can save retirees thousands in taxes over their lifetime, but only ...

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

A 72-year-old couple in Ohio asked their advisor whether to convert $50,000 from a traditional IRA to a Roth before year-end. Their combined income from Social Security, a small pension, and required ...

When it comes to managing retirement income, taxes can be one of your biggest – and most overlooked – expenses. Many retirees wonder whether converting their savings to a Roth IRA can help satisfy ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

A couple in their early 60s sits down in December to move $100,000 from a traditional IRA into a Roth. The logic feels ...

The five years around age 60 hold an unusual amount of tax leverage. Contribution limits change, Roth conversion windows open ...