I was the beneficiary of my late wife’s IRA and 401(k) — but I want our kids to get the cash. Do I still have to take minimum distributions one day?

The easiest way for Stan to manage this situation may be to roll his late wife’s 401 (k) and Roth IRA investments into his ...

Thinking of Doing a Roth IRA Conversion in 2025? Here's What You Need to Know.

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

Inheriting a Parent's IRA? Here's What You Need to Know

If you're inheriting an IRA, you might think you can let that money sit and grow until you need it. But there are rules ...

Inherited IRA Rules: Understand Tax Implications for Spouses & Non-Spouses

Explore inherited IRA rules. Learn how tax regulations impact spouses and non-spouses under the SECURE Act. Understand your options for inheriting IRA funds.

Understanding Qualified Distributions: IRS Rules, Tax Benefits, and More

Learn about qualified distributions from retirement accounts, IRS rules, tax implications, and how to maximize your tax benefits while avoiding penalties.

Should You Choose a Roth IRA Over a Traditional IRA for Retirement Savings?

The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...
AOL

Are Roth IRA Contributions Tax Deductible? Rules and Exceptions

With a Roth IRA, you contribute after-tax dollars, so there is no tax deduction when you put money in. The benefit comes later because your investments grow tax-free and qualified withdrawals in ...
Morningstar

What Changes for Your IRA and 401(k) When You Get Married

Getting married is a major life milestone that brings new opportunities—and new responsibilities—for your finances. If you’re newly married or planning to tie the knot, it’s important to understand ...