USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don't require a down payment, and they have fairly lenient credit score requirements.

The best USDA loan lenders accept low credit scores, are transparent about rates, and offer plenty of resources. Find the ...

Delegated underwriting and new borrower portal aim to speed closings, reduce friction, and expand access to credit without changing program rules The U.S. Department of Agriculture (USDA) is ...

Backed by the Department of Agriculture, these zero-down mortgages can help buyers in rural and suburban areas achieve the dream of homeownership.

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are available ...