USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don't require a down payment, and they have fairly lenient credit score requirements.

Backed by the Department of Agriculture, these zero-down mortgages can help buyers in rural and suburban areas achieve the dream of homeownership.

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

Add Yahoo as a preferred source to see more of our stories on Google. Getting a mortgage to buy a home is a process, with many hoops and hurdles to jump through before reaching the finish line. And ...

Compare conventional, FHA, VA, USDA, and jumbo mortgages. Learn how loan terms, rates, and requirements affect which home ...

No-down-payment mortgages are rare, typically only available to people with high credit scores who can document adequate ...

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

If you’re a homeowner with a U.S. Department of Agriculture-backed mortgage, you might wonder if you can refinance a USDA loan. After all, refinancing your mortgage can save you thousands by securing ...

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are available ...

The best USDA loan lenders accept low credit scores, are transparent about rates, and offer plenty of resources. Find the ...