USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don't require a down payment, and they have fairly lenient credit score requirements.

Backed by the Department of Agriculture, these zero-down mortgages can help buyers in rural and suburban areas achieve the dream of homeownership.

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

For many homebuyers, it’s the realization of a dream: a house in the country, with acreage and distant neighbors. But the imbalance of home value to land value can make finding a mortgage challenging.

A USDA streamlined refinance allows borrowers to refinance their USDA loans. If you're looking for low interest rates, better terms, or other options that don't require a lot of equity in the home, a ...

Compare conventional, FHA, VA, USDA, and jumbo mortgages. Learn how loan terms, rates, and requirements affect which home ...

If you’re a homeowner with a U.S. Department of Agriculture-backed mortgage, you might wonder if you can refinance a USDA loan. After all, refinancing your mortgage can save you thousands by securing ...

No-down-payment mortgages are rare, typically only available to people with high credit scores who can document adequate ...

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are available ...

The best USDA loan lenders accept low credit scores, are transparent about rates, and offer plenty of resources. Find the ...