There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.

Vanguard is joining the push to offer investors a regular income stream in retirement. The asset-management company is developing target-date funds for 401(k)s and other employer-sponsored retirement ...

What the report suggests older Americans can expect in the year ahead.

A record number of Americans tapped into their 401(k) retirement savings for hardship withdrawals last year due to financial ...

Strong markets and disciplined saving lifted balances across generations, but rising withdrawals and financial stress hint at ...

Roughly 6% of participants in Vanguard-administered plans took hardship distributions in 2025, up from about 4.8% in 2024, ...

The assets in small business retirement plans grew to an average of $3.9 million in 2024, up from $2.9 million in 2022, according to Vanguard’s “How America Saves 2025: Small Business Edition,” ...

The funds are part of a total of 84 share classes that received reductions. Vanguard announced on Monday that it lowered expense ratios on 52 funds represented in retirement plans, part of a cut on ...

More Americans are digging into their retirement savings for emergency expenses, research from Vanguard shows.