I encourage many clients to view their Roth account not as a retirement income source but instead as a multigenerational ...

If you’re still contributing to your 401(k) the same way you were five years ago—same percentage, same tax treatment—you may be leaving opportunity (or flexibility) on the table. In 2026, contribution ...

Tax-free rollover rules: Direct Roth 401(k)-to-Roth IRA rollovers avoid taxes unless pre-tax employer matches are included. Employer match impact: SECURE Act 2.0 allows Roth matches, but pre-tax ...

A 60-year-old engineer in Charlotte posted to a Bogleheads thread last month with a question her CPA had ducked twice: should she flip every dollar of her remaining 401(k) deferrals to the Roth side ...

Most retirees with seven-figure 401(k) balances never run the math on what their Required Minimum Distributions will look like at 73. They should. A $1.6 million pre-tax balance can throw off enough ...

Meagan is a former Series 7 financial advisor and current writer focused on blending straightforward information with a dose of humor on topics including equity investments, insurance products, and ...