Learn how excess limits premiums offer coverage beyond basic liability limits in insurance contracts, including how they work, key benefits, and premium calculation.

Excess flood insurance is a kind of private flood insurance that extends your limits beyond government-sponsored National Flood Insurance Program (NFIP) coverage. If your house would cost more to ...

"External" causes like drug overdoses and homicide are killing young adults, but so are cardiometabolic diseases that previously mainly posed risks to older people. (Getty Creative) Americans are ...

Learn how aggregate excess insurance limits policyholder payouts and protects against unexpected claims. Discover its workings and benefits for self-insured companies.

Learn more about getting higher limits for your existing, underlying insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

If your doctor doesn’t accept Medicare assignment, they can charge you up to 15% more than the Medicare-approved amount. This is called the Part B excess charge. Eight states have banned Medicare Part ...

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...

Amanda MacMillan is a health and science writer and editor. Her work appears across brands like Health, Prevention, SELF, O Magazine, Travel + Leisure, Time Out New York, and National Geographic's The ...