A growing group of middle-income elderly people are too rich for government benefits but can't afford long-term care.

As reported by the New York Times, there’s widespread confusion over what Medicare and Medicaid cover and pay for when it ...

Long-term care is one of the biggest expenses in retirement. Mark Cordner, President of Golden Years Financial, joins us to ...

What is long-term care insurance? Learn how it helps cover costs for extended care not included in regular health insurance.

Employees’ perceptions of long-term care needs, knowledge and accessibility of long-term services and supports influence their financial readiness in retirement.

Long-term care needs in old age are much closer to inevitable than unlikely. Knowing whether any specific individual will need this care and for how long is little more than a coin-flip.

"Traditional long-term-care insurance accepts new applicants up to age 75, he says, while annuities with long-term-care riders accept applicants up to age 85." The QLAC IRA option.

But few of us are prepared for it: only about 7 million Americans, or 1 in 10 Baby Boomers, have some sort of long-term care insurance. Some projections suggest that more than half of all middle ...

Medicare does not now and never has covered long-term care. Problems tend to arise because there’s so much confusion about long-term care, LTCLTC for short. This Q&A should help clarify ...

Long-term care insurance policies use level premiums, meaning that after you sign up, the insurer cannot increase the cost based on your age and health. Buying younger can lock in a better deal.