Having bad credit can be a huge challenge. Not only does a poor credit score prevent you from qualifying for some types of credit, but it can also impact the cost to obtain new utilities lines, rental ...

Mike Senecal draws on more than 20 years of editorial experience to update CardRates.com readers on industry trends, business news, and best practices in budgeting and credit use. Mike has worked for ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

The best credit cards for good credit share several characteristics. They offer ample rewards and many benefits that often include introductory promotions, no annual fee, and relatively low APRs. What ...

For many, the first days of college are exhilarating, while others find it a bit terrifying. With so many rites of passage to experience, we feel obliged to help you with the ritual of getting your ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Our experts select the best credit cards overall. Follow our team of finance experts for the best credit card advice on the web, including tips for responsible usage, navigating rewards programs, and ...

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

We’ve always admired Discover for providing value to consumers. Its credit cards have minimal fees, offer good rewards, and are widely accepted nationwide. The Discover it® Cash Back credit card is ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

At CardRates.com, we are committed to delivering accurate content guided by strict editorial guidelines so you can view our advice and content with confidence. Before our articles are published on our ...