Contribution limits for 401 (k)s, IRAs are going up in 2026, but most Americans are unable to reach them. Can you afford it?

Maxing out your 401(k) may feel out of reach, but advisors say it’s more attainable than you think if you increase contributions gradually.

For one, most Medicare Advantage plans offer all-in-one coverage for Parts A and B plus prescription benefits. Many plans also include extra coverage for vision, hearing and denta ...