A construction-to-permanent loan is a single loan that covers your land purchase and home construction and converts to a ...

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

Real estate commissions don't appear to be dropping after a landmark verdict that was supposed to cut costs of selling a home. Remember all the fuss about real estate agent commissions back in the ...

Adam Godby (NMLS 2286643) is a Loan Officer and Team Lead at Paddio Home Loans in Springfield, Missouri. Adam ensures his ...

Using seller concessions for a rate buydown can lead to lower payments than requesting a lower purchase price. Home shoppers are benefiting as they gain leverage over sellers in many areas of the ...

What does it take to lower your interest rate by a full percentage point? There are several different strategies you can use to reduce your monthly costs. You can even combine multiple techniques in ...

One option is to simply break your lease, which means leaving your rental before the end date. However, be prepared to pay a ...